Compliance infrastructure
RCU Compliance Agent
Automated fraud detection and policy-rule checks across the loan lifecycle, so risk containment unit review is not the thing standing between a clean application and disbursal.
The problem
RCU checks that slow disbursement and create audit exposure.
Manual policy checks
Fraud and policy-rule checks run manually, after underwriting, adding days to time-to-disbursal.
Compliance reconstructed after the fact
Audit documentation gets assembled retroactively, under time pressure, instead of staying current as applications move.
Inconsistent checks across branches
Policy enforcement varies by branch, product and reviewer, with no single consistent audit trail.
Partner and co-lending blind spots
Fraud and policy checks do not extend cleanly across partner-originated or co-lending workflows.
What it does
Continuous checks, not a pre-disbursal bottleneck.
Automated fraud detection
Policy-rule checks run automatically across personal and business loan workflows, as applications move through the pipeline.
Multi-tenant by design
Consistent policy enforcement across branches, products and partner channels from one platform.
Continuously current audit trail
Compliance documentation stays current as decisions happen, instead of being reconstructed when an auditor asks.
Built for partner and co-lending models
Checks extend across partner-originated and co-lending workflows, built on real partner test cases.
Works alongside
Part of one platform with Finnova and DocVault.
Finnova LOS/LMS
RCU checks run inside the same origination and management workflow -- not a separate system to reconcile.
DocVault
Fraud and policy checks work against the same classified, risk-scored documents DocVault ingests at KYC.